Information for our Patients with
Dental insurance is playing a larger
and larger role in helping people obtain dental treatment.
Since we feel strongly that our patients deserve the
best dental care we can provide, and in an effort
to maintain a high quality of care, we would like
to share some facts about dental insurance with you.
We consider our relationship with you
to be of primary importance and will always make our
recommendations to you based on what we believe is
the very best treatment for you regardless of your
insurance coverage. As the patient, it is your responsibility
to deal with your insurance company and your employer.
We will assist in any way possible to maximize your
dental insurance benefits, but to re-emphasize, we
have no relationship or responsibility to your insurance
FACT #1: Dental Insurance
is not meant to be a "PAY-ALL", it is
only meant to be an aid.
FACT #2: Many plans tell
their insured that they will be covered "up
to 80%" or "up to 100%". In spite
of what you're told; we've found many plans cover
40% to 50% of an average fee. Some plans pay more....some
pay less. The amount your plan pays is determined
by the contribution you and your employer make to
your dental plan. The smaller the contribution paid
into the plan for "insurance", the less
you'll receive. It is your responsibility to advise
us of your insurance coverages and restrictions.
FACT #3: It has been the
experience of many dentists that some insurance
companies tell their customers that "fees are
above the usual and customary fees" rather
than saying to them that "our benefits are
low". Remember you get back only what you and
your employer put into your insurance coverage less
the profits of the insurance company. In dealing
with over 50 dental insurance plans, most plans
do cover our fees.
FACT #4: Each plan utilized
in our office has different percentages, deductibles,
maximums, procedures covered, and varying fees that
the plan will allow. We will do our very best to
make as close a calculation as possible of what
your insurance plan will cover. However, as we cannot
estimate precisely, there may be variances for which
the patient is individually responsible.
FACT #5: Many routine dental
services are NOT covered by insurance carriers.
We make our recommendations based on your needs
and not on what your insurance may or may not cover.
Please do not hesitate to ask us any
questions about our office policies. We want you to
be comfortable in dealing with these matters and we
urge you to consult us if you have any questions regarding
our services and/or fees. We will fill out and file
insurance forms at no charge. We will do all we can
to assure you of your maximum benefits.
If you have any questions regarding
your insurance, please contact your insurance carrier
regarding the specifics and details of the plan they
are operating on your behalf.
Payment is expected at time of service.
If you have insurance, you will be expected to make
an estimated payment for that portion not covered
by your insurance plan. For that portion of costs
not covered by insurance, we offer several payment
Cash or Personal Check
Credit Card - We accept MasterCard, Visa, Discover
and American Express.